The Importance Of Understanding Workers Compensation

The Importance Of Understanding Workers Compensation


 

Workers compensation attorney az

Have you or someone you know ever been injured on the job? If so, you probably have a good understanding of what workers compensation is. If you are unfamiliar, don’t worry, you aren’t alone. Thousands of Americans are unsure of whether or not they have the right to file a workers compensation claim when they are injured on the job. If you find yourself more in the latter category of people, below are some helpful things to remember before calling workers compensation lawyers:

1. What Is Workers Compensation – If you are injured at work while performing a duty within your job description you may be eligible for workers compensation. Essentially, workers compensation places 100% of medical cost responsibility for injured workers on the employer. That means that if you are injured performing your job, your employer has to pay the medical bills that you incur and you will not be held liable for them. This is to avoid any employee from becoming overwhelmed by medical debt that they otherwise would have avoided if it hadn’t been for their job.

2. What Workers Compensation Pays For – Depending on your injury, workers compensation can pay for hospital visits, medication, physical therapy, occupational therapy, and even counseling. In 2011 alone, workers compensation payouts totaled over $60 billion. If you are injured while performing your job and you haven’t spoken to a workers compensation law firm yet, don’t wait another day. You could be entitled to file a claim that would allow your employer to pay for the medical bills you are likely to start accruing.

3. Finding Workers Compensation Lawyers – So why do you need workers compensation lawyers to help file your claim? Because unlike your health insurance where you can call a representative to discuss how the process works, workers compensation law is regulated by the state and federal law. Workers compensation lawyers in your state will be equipped to help you. Just to put things in perspective, state and federal workers compensation laws covered about over 125 million Americans. What that means for you is that finding a workers compensation attorney to help you shouldn’t be difficult.

The most common types of injuries that result in workers compensation claims are slips, trips, and falls in the workplace. Whether you fall from a ladder or slip on something wet in the hallway that should have been cleaned properly, that could result in workers compensation. If you are concerned that you might have a potential claim, but aren’t sure contact workers compensation law firms in your area to ask. You’ll be glad you did!

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