Workplace injuries are very frequent occurrences and can result in loss and disruption for the workers concerned. The injured person can lose days at work and consequently suffer loss of income. There are medical bills to pay and emotional trauma to deal with as well. To help workers to deal with these consequences, a series of federal and state regulations have mandated workers compensation programs for businesses. Even though the laws are intended to help those injured on the job, they can be complex. Like other legal processes such as social security disability and personal injury, it helps to get legal services to ensure that you will receive the compensation that you’re owed.
What are workplace injuries?
Workplace injuries can be caused by accidents like slips and falls, as well as chronic conditions due to the nature of the work. Slips and falls are some of the most common types of injuries on the job. These can lead to serious injuries. According to the U.S. Department for Labor, they account for 15% of all accidental deaths each year, second only to traffic accidents. Catastrophic injuries at work can also be caused by accidents and explosions in the workplace, or auto or truck accidents.
Malfunctioning equipment like collapsing cranes can also lead to serious injuries and even be fatal. Another type of workplace injury is caused by the nature of work, most often when it entails repetitive actions. For example, actions like gripping or typing, which use repetitive motions, can cause carpal tunnel syndrome. Work actions that require lifting and moving can cause back and lumbar injuries. In just one year, 2015, private employers reported 2.9 million nonfatal workplace injuries. Both catastrophic and chronic injures qualify for workers compensation, which is meant to cover loss of wages as well as medical costs.
What is workers compensation?
Workers compensation laws are specified by the federal and many state governments, and compensate employees for injuries and illness sustained in the workplace and due to the nature of the job. The laws are intended to substitute for time consuming litigation. Workers compensation is essentially a form of insurance for workers purchased by employers. It also applies to conditions caused by job-related stress.
There are both federal and state regulations that require employers to purchase workers compensation insurance. This helps to ensure that any workers who are injured on the job or due to their work will be compensated for lost wages and medical expenses as well as emotional trauma. Like social security disability and personal injury cases, workers compensation law can be complicated.
Do you need legal help to get workers compensation?
Even though workers compensation laws are intended to help people who have been injured on the job, the process to apply for compensation can be very complicated. It can be difficult for an individual who is also dealing with yeh aftermath of the injury to deal with the insurance companies, which tend to be reluctant to make any payout.
An experienced law firm, whose practice areas include workers compensation, social security disability, product liability, and personal injury, can help you get the full amount of compensation to which you are entitled. Especially in complicated cases, where there may be a preexisting condition that has been exacerbated by a workplace injury or working conditions, an attorney may be necessary to get compensation.
Workers compensation is intended to help those who have suffered workplace injuries. However, it can be difficult for individuals who are not familiar with the laws to file for compensation and receive a just award. Experienced attorneys who deal with such cases as well as related issues like social security disability and personal injury can help workers get the fair compensation owed to them.