You never know if you might get hurt and have to be out of work for a long time. This is why it is a nice luxury to long term disability to serve as a safety net. Thanks to the ERISA act you have comprehensive benefits if you miss work. Even under ERISA, you might denied benefits that you are entitled to. If your company is claiming that you don’t meet the ERISA requirement, a long term disability lawyer might be able to help you.
ERISA came about in 1974 when it was signed into law by Gerald R. Ford. The ERISA law provided rules for the long term disability benefit process. Under ERISA, your employer has to give you a benefits plan within 120 days of being hired. While this can be complicated, your long term disability lawyer may be able to help you decipher your plan. Your ERISA requirements may vary depending on your employer and work.
If you apply for ERISA benefits, the employer must notify you within 45 days that you are enrolled. Once you are hurt, your company can send you a benefit denial letter. It is important that you review this letter with your long term disability lawyer, as it has to meet certain requirements. It must state the specific reason for why your benefits will be denied. The ERISA law can be complicated and confusing, and can be difficult for you to understand if you are not a lawyer. This is why a long term disability lawyer can help you with your benefits claim. Get the money you are entitled to.
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